Debit & ATM Cards

Please see our Common Features for charges that may be associated with this item.

ATM and Debit cards allow 24-hour access to your checking account. We do not charge a transaction fee or surcharge for transactions you initiate with your ATM or Debit Card, though there may be a fee charged at ATM’s not owned by us by the ATM operator or network. Be sure to report a lost or stolen card as soon as possible.

You can use your ATM card to make withdrawals and/or balance inquiries at thousands of ATMs across the country and around the world. (When you use an ATM not owned by us, you may be charged a fee by the ATM operator or network used)

Use your First National Bank of Shiner ATM or Debit card to make deposits, withdrawals, transfers or balance inquiries, 24 hours a day, at our convenient, easy to use ATM without a surcharge or transaction fee.

Our VISA Debit Card works just like your checkbook only it’s faster, easier and more convenient than writing a check. Your VISA Debit Card looks like a credit card but works like your check, because the purchase amount is automatically deducted from your checking account. Use this service at any merchant in the United States or worldwide where the VISA sign is displayed and the amount will automatically be deducted from your checking account.

You can pay for gas, groceries, meals, shopping, entertainment, and more. You can even use your debit card to order merchandise or services online, by mail, or by phone. You can also use your card to make withdrawals and/or balance inquires at thousands of ATMs across the country and around the world. (When you use an ATM not owned by us, you may be charged a fee by the ATM operator or network used) Purchases and withdrawals will be posted on your monthly statement. For more details, give us a call.

Safety Tips

Here are some important safety tips to remember when using your Debit or ATM card:

· Never insert your card or enter your PIN in any terminal that does not look genuine, has been modified, has a suspicious device attached, or is operating in a suspicious manner.

· Treat your card as cash.

· Report lost or stolen cards immediately.

· At a drive up facility, keep your doors locked and all passenger windows closed.

· Remove your cash, receipt and card after every transaction. If you make a withdrawal, pocket cash immediately.

· Block others’ view. Always stand between the terminal and any person who is waiting, or cup your hand over the keypad as you enter your PIN.

· Memorize your PIN. Don’t tell anyone your PIN or account number and never loan anyone your card. Never write your PIN on your card or anything you carry with or near your card.

· Never give your PIN over the phone or Internet.

· Do not expose your card’s magnetic stripe to magnetic objects.

First National Bank of Shiner
103 West 7th Street · P.O. Box 607
Shiner, TX 77984
phone: (361) 594-3317 · fax: (361) 594-4392
e-mail: web@fnbshiner.com
http://www.fnbshiner.com