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Bank History

click to resize First National Bank of Shiner was founded in 1891, one year after Shiner was incorporated as a city. In that year, Confederate Captain and local rancher Charles Welhausen established a private bank for the growing railroad town.

In 1900 Captain Charles’ private bank became federally chartered as First National Bank of Shiner. In an area where cotton was "king" and cattle ranching was big, the bank continued to provide financial services to the community despite the decline of the cotton market, droughts and other economic downturns; proving that strong community values and traditional banking have always been and continue to be an integral part of how this bank does business.

In 2001, a Texas Historical Commission marker was placed at the bank to commemorate the history of the First National Bank of Shiner. If you're interested in Shiner history, click here to resize the image of the marker.

First National Bank is now a member of Industry Bancshares. The bank has grown over the last 115 years to include the following branches: Cuero, operating as Cuero National Bank, Flatonia, operating as Flatonia National Bank, Goliad, as Goliad National Bank, and Gonzales, as Gonzales National Bank.

See this page for more information and maps to all of our branches.

First National Bank of Shiner has proven to be a strong financial institution and civic leader offering a wide range of modern banking services. We continue to lead our community and area businesses into the 21st century while holding true to our traditional banking values.

If you wish to learn more about the Shiner, Cuero, Flatonia, Goliad and Gonzales areas and their local businesses, visit,,,, and

Rev 11/2015

Cuero National Bank
1800 North Esplanade Street · PO Box 889
Cuero, Texas   77954
ph: (361) 277-3100 · fax: (361) 277-3104

Flatonia National Bank
114 North La Grange Street · PO Box 130
Flatonia, Texas   78941
ph: (361) 865-3800 · fax: (361) 865-3584
Goliad National Bank
1402 US Hwy 59 N
Goliad, TX   77963
ph: (361) 645-4070 · fax: (361) 645-4080

Gonzales National Bank
1622 East Sarah Dewitt (Hwy 90-A)
Gonzales, Texas   78629
ph: (830) 519-4450 · fax: (830) 519-4005
First National Bank of Shiner
103 West 7th Street · PO Box 607
Shiner, Texas   77984
ph: (361) 594-3317 · fax: (361) 594-4392


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