Changing Banks Is Now As Easy As 1, 2, 3
We’re pleased you’ve decided to bank with a community bank and want to enjoy the great service and friendly bankers at First National Bank of Shiner. You will receive prompt, personal service, provided by people who know you. Changing banks can be a big decision and a real challenge. That’s why First National Bank designed the Easy Switch Kit to guide you step-by-step through the move. This Kit includes several worksheets and forms that will make it easy for you to bank with us.
Step 1 - Open Your New First National Bank of Shiner Account
Gather your personal information you’ll need to open your First National Bank of Shiner account and come visit us. We’ll help you step by step. A New Accounts Representative in any of the five First National Bank of Shiner locations can advise you on the accounts and services to fit your needs and lifestyle. Or, click here to view our personal product and service options.
Organize information you will need
Gather your account information and enter it on the Easy Switch Kit Account Information Worksheet designed specifically for this purpose.
Open your First National Bank of Shiner accounts
Once you’ve gathered the information for your accounts, any of our New Account Representatives will be happy to assist you with your new account opening. To find the nearest Banking Center to your home or work, click here.
You can begin using your First National Bank of Shiner account immediately
Once your new account is funded, you can begin using your account immediately. Your check order and First National Bank of Shiner MasterCard/Debit Card will be sent to you in about a week..
Enroll Online for First National Bank of Shiner Online Banking
As soon as your new account is open, you can enroll for online banking by visiting our website at www.fnbshiner.com and selecting “New to Online Banking? Sign up Now!” Speak to a New Accounts Rep to use our FREE Online Bill Pay.
Enroll Online in Mobile Banking
After you sign up for Online Banking…sign up for our Mobile Banking App so you can bank where you are! To download the First National Bank of Shiner Mobile App please visit the iTunes or Google Play Store and search “First National Bank of Shiner.”
Enroll Online in ScoreCard Rewards
Use your Debit Card and earn Bonus Points. With free enrollment, you can turn the dollars you spend into bonus points that are redeemable for a wide array of brand merchandise and travel rewards.
Enroll Online in SecurLock
Protect your First National Bank of Shiner MasterCard Debit Card directly from your phone. With the SecurLOCK Equip™ app, you can lock or unlock your debit card for purchases, select geographic locations where your card can be used, set transaction spending limits, set up transaction alerts, and more.
Download the SUM app on your smartphone
SUM ATMs allow you to save time and money by offering surcharge-free access to thousands of ATMs around the country using your First National Bank of Shiner-issued ATM card..
Step 2 - Transfer Direct Deposits & Automatic Payments
This is one of the most important aspects of making a smooth switch. It’s a good idea to have a few recent bank statements available to review the automated transactions you need to move. We’ve provided new account notification forms for you to use to notify your employer, other direct depositors and any vendors you have authorized to charge your account.
Also, keep in mind:
• Direct deposits from your employer, retirement plan, or other sources of income such as Social Security need to be transferred to your new account.
• Automated payments for insurance, utilities and other transactions you have authorized are easy to remember with our convenient Payments Worksheet.
• If you are using Online Bill Payment, don’t forget to print a list of your current Payees (and your Payment History). Online banking can handle all of your recurring and one-time online bill payment needs.
• For personal assistance by phone call your nearest banking center.
Step 3 - Close your old account
Your First National Bank of Shiner account is ready to go! It is time to close your old accounts.
• Confirm all outstanding checks have cleared on your old account. The Reconciliation Worksheet will assist you with identifying all activity you expected has cleared your old account.
• Verify your direct deposits have been redirected to your new account.
• Check with any payees who have not redirected your automatic payments.
• Use the Account Closure Form to notify your old bank that you are closing your account.
*Remember: Leave enough funds in your old account to cover any outstanding checks or automatic payments.
**All accounts subject to approval**
Switch Kit Account Information Worksheet
Account Closure Form
Direct Deposit Authorization Form
Automatic Payment Authorization Form
FORM 1199A – Direct Deposit Form for Government
Online Banking Bill Pay Worksheet
Come bank with us!
Experience the real difference when you bank with a community bank!