Business Products

Looking for business solutions….we have you covered….

If you are looking for the modern conveniences of banking with the service of a community bank – look no further. First National Bank of Shiner offers Cash Management, Merchant Services, Remote Deposit Capture and Positive Pay. We can fill your business‘s needs.

Cash Management

Cash flow is, arguably, the most important figure a business can keep track of….

Cash Management can help you monitor your business accounts. You can view your transactions online, transfer funds between your accounts, pay bills, create Direct Deposit for your employees and collect your accounts receivable.

Merchant Services

It is becoming a cashless society, let First National Bank of Shiner give you the ability to accept credit card payments…..

Whether you’re a new business or currently accepting credit cards, First National Bank of Shiner’s Merchant Services makes it easy for your business to process credit cards with online merchant services – anytime, anywhere.

Discover the advantages of accepting credit cards with First National Bank of Shiner’s Merchant Services:

  • Offers customers more choices in making payments
  • Improves cash flow
  • Increases sales through the higher average tickets associated with credit cards
  • Allows you to simplify daily and monthly deposit reconciliation processes
  • Consolidates and automates electronic deposits to your accounts

Remote Deposit Capture

Deposit your checks without a trip to the bank.

You'll save time and money with this excellent service! Remote Deposit Capture allows you to deposit checks into your account straight from your office. Simply scan the image of the checks and then securely transmit the check images for deposit. The transaction and validation is fully automated. All you need is a computer, an Internet connection, and a scanner.

Our Remote Deposit Capture solution allows you to:

  • Centralize payment processing from remote offices
  • Accelerate funds’ availability
  • Increase security
  • Streamline operations and bookkeeping
  • Save time and money with fewer trips to the bank
  • Reduce paperwork

Positive Pay

Let us help reduce check fraud……so you can rest easy….

Positive Pay is an anti-fraud service whereby the company electronically shares its check register of all written checks with the bank, protecting companies against altered checks and counterfeit check fraud. First National Bank will only pay checks listed in that register, with exactly the same specifications as listed in the register (amount, serial number, etc.). This system dramatically reduces check fraud.