Loans & Mortgages

We all like to feel special. We all like to be understood. At First National Bank of Shiner, and its branches, Cuero National Bank, Flatonia National Bank, Goliad National Bank, and Gonzales National Bank, you are! Whether you need a loan to purchase cattle, buy a tractor, or purchase a home or additional land, we are your go to bank! We understand rural home ownership, the ins and outs of agricultural business, and the needs that go along with it. First National Bank of Shiner offers loan decisions that are made locally, which allow us to respond to your loan requests quickly. Our loan personnel are here to work with you and help meet your needs and the needs of your business. And, we have great competitive rates!

Consumer Loans

First National Bank will find the right loan product to fit your personal needs….

We offer financing for:

Land Homes
Vehicles Personal Expenses
Recreation Vehicles Debt Consolidation
Trailers Boats

 

To find out how we can help you, come by one of our locations and fill out an application

Agricultural Loans

With a team of experienced loan personnel, First National Bank of Shiner has a wealth of knowledge in Agricultural Lending. Not only do we understand the market – some of our loan personnel are ranchers themselves. Now that’s community banking at its best!

We offer financing for:

Ranch Land Livestock
Ag Operating Line of Credit Farm Equipment

 

We have your solution...come by one of our locations and fill out an application

Commercial Loans

If you are looking to start a business or need some operational capital, First National Bank of Shiner has a solution for you. We offer loans with great competitive rates and minimal fees. Our in-house processing creates a quick turn-around time which expedites your transaction. Our experienced loan personnel can find a commercial product to fill your needs….

We offer financing for:

Inventory Operational Lines
Equipment Company Vehicles

 

First National Bank will find the right commercial loan product to fit your company’s needs….

To take your business forward, come by one of our locations and fill out an application

Real Estate / Mortgage

For an array of flexible options to help you afford the home of your dreams, come to First National Bank of Shiner first! Our experienced loan personnel will work with you in determining the best route to acquire whatever your dreams are made of.

We offer financing for:

Home Purchase Home Refinance
Home Equity Land / Lot Loans
Home Improvement Home Construction Loans

 

Your first step to the home of your dreams begins here…come by one of our locations and fill out an application