Checking Accounts

Service you can count on… Traditional banking that is here to stay…

At First National Bank of Shiner you can count on us being here for YOU! Accessing your accounts could never be easier or more convenient. All of our checking accounts include On-Line Banking with Bill Pay, a Mobile Banking App with PassCode and Mobile Deposit Capture, eStatements, MasterCard / Debit Card with ScoreCard Rewards, 24-Hour InfoLink and Monthly Statements with Check Images. All provided for you at no additional cost! You can even order your checks on-line!

Regular Checking Account NOW Checking Account Money Market Fund
$100
Minimum to Open
$100
Minimum to Open
$100
Minimum to Open
$0.00
Minimum Daily Balance
$1,000
Minimum Daily Balance
$1,000
Minimum Daily Balance
$0.00
Maintenance Fee
$10.00
Maintenance Fee waived when minimum balance requirements are met
$10.00
Maintenance Fee waived when minimum balance requirements are met
No Interest Interest Bearing - Variable Rate Interest Bearing - Variable Tiered Rate
Unlimited Transactions Unlimited Transactions Limited Debit Transactions
(Fees may apply)
MasterCard/Debit Card  with ScoreCard Rewards MasterCard/Debit Card  with ScoreCard Rewards
Online Banking with PassCode and Bill Pay Online Banking with PassCode and Bill Pay Online Banking with PassCode and Bill Pay
Mobile Banking App With Mobile Deposit Capture Mobile Banking App With Mobile Deposit Capture Mobile Banking App With Mobile Deposit Capture
Images
Included with Statement
Images
Included with Statement
Images
Included with Statement
Learn More Learn More Learn More

Regular Checking

Free and easy.

That is what banking at First National Banking feels like with our Regular Checking Account.  With unlimited transactions and no minimum balance requirements, one would think you couldn’t ask for much more. But, our checking account also comes with the conveniences of Online Banking, Bill Pay, Mobile App with PassCode, Mobile Deposit Capture and images included in your monthly statement.  So whether you like to bank with face to face service or with the click of a button, this is the Checking Account for you.  Free and easy…

First National Bank of Shiner Checking Account Details 

  • 24-HOUR InfoLink
  • Unlimited Debits and Deposits
  • Monthly Statements with Images
  • Electronic Fund Transfers
  • Cashier's Checks
  • Notary Services
  • Safe Deposit Boxes
  • Drive-Up Window 
  • Night Depository
  • Automated Transfers & Payments
  • FDIC Insured1

Other Services and Benefits*

Photocopies • Account histories and research •  Next day bill pay •  Bank by mail • Online Check Ordering

1The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit FDIC.gov for details.
*Other services and benefits may incur fees. Contact one of our locations for our current fee schedule.


NOW Checking

A checking account that earns interest... YES!

The best of both worlds. First National Bank of Shiner offers an interest bearing account with unlimited transactions – does it get better than that?

First National Bank of Shiner NOW Checking Account Details 

  • 24-HOUR InfoLink
  • Monthly Statements with Images
  • Unlimited Debits and Deposits
  • No Direct Deposit Required
  • Electronic Fund Transfers
  • Cashier's Checks
  • Notary Services
  • Safe Deposit Boxes
  • Drive-Up Window 
  • Night Depository
  • Automated Transfers & Payments
  • FDIC Insured1

Other Services and Benefits*

Photocopies • Account histories and research •  Next day bill pay •  Bank by mail • Online Check Ordering

1The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit FDIC.gov for details.
*Variable Rate Compounded Daily/Credited Monthly. May change daily. No minimum required to earn interest
**Other services and benefits may incur fees. Contact one of our locations for our current fee schedule.


Money Market Fund

Wanting to earn interest on the money you saved….while still being able to access your funds….we have your answer….

With a variable tiered rate, the more you have, the more you earn. With no time constraints, you can safely earn interest for as long as you want.

First National Bank of Shiner Money Market Fund Account Details 

  • 24-HOUR InfoLink
  • No Direct Deposit Required
  • Electronic Fund Transfers
  • Cashier's Checks
  • Notary Services
  • Safe Deposit Boxes
  • Drive-Up Window 
  • Night Depository
  • Automated Transfers & Payments
  • FDIC Insured1

Limit Up to 6 Withdrawals or Pre-Authorized Transfers per Statement Cycle**

Earns interest based upon the following tiers:
$1,000 to $24,999.99
$25,000 TO $49.000
$50,000 to $99,999.99
$100,000 to $249,000
$250,000 and over
no interest will accrue on the days your balance is below $1,000)

Other Services and Benefits*

Photocopies • Account histories and research •  Next day bill pay •  Bank by mail • Online Check Ordering

1The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit FDIC.gov for details.
*Variable Tiered Rate Compounded Daily/Credited Monthly (Rate may change daily)
**$10 service charge will be accessed on each withdrawal exceeding limit
***Other services and benefits may incur fees. Contact one of our locations for our current fee schedule.


Online Check Ordering

Ordering checks has never been easier!  Simply click on the banner...The website will guide you through the rest...

Reorder Checks